*** Proposed 4.5% 30 Year Fixed rates for New Purchases! Click here
  *** Great News! HUD Raises FHA Loan Limits. Contact Us For Details.
       
  The rates below are effective for Friday July 10, 2009
       
   
 
 Fixed
Rate
APR
 
 Fixed
Rate
APR
 
 30 Year
5.125%
5.313%
 
 30 Year
5.375%
5.565%
 
 25 Year
5.125%
5.318%
 
 Adjustable
Rate
APR
 
 20 Year
5.000%
5.191%
 
 5 Year
4.625%
4.802%
 
 15 Year
4.625%
4.813%
 
 3 Year
4.125%
4.317%
 
 10 Year
4.375%
4.569%
 
 1 Year
5.875%
6.068%
 
 Adjustable
Rate
APR
       
 
 10 Year
4.625%
4.819%
 
 
 7 Year
4.750%
4.943%
 
 
 5 Year
4.125%
4.317%
 
 Fixed
Rate
APR
 
 3 Year
4.000%
4.196%
 
 30 Year
6.625%
6.812%
 
 1 Year
4.125%
4.319%
 
 15 Year
6.125%
6.316%
         
 Adjustable
Rate
APR
         
 5 Year
99.99%
99.99%
     
 
 Fixed
Rate
APR
 
 
 30 Year
6.750%
6.941%
 
 
 20 Year
7.250%
7.448%
   Fixed
Rate
APR
 
 15 Year
6.375%
6.572%
   30 Year
5.375%
5.562%
 
 Adjustable
Rate
APR
   15 Year
4.500%
4.694%
 
 10 Year
6.000%
6.197%
 
   7 Year  
5.500%
5.693%
       
   5 Year
5.000%
5.204%
 
   3 Year
5.625%
5.813%
 
   1 Year
8.250%

8.451%

       
 
 
 
 
               
 

Rates above are based on a 30-day lock, make some assumptions regarding creditworthiness, and are subject to change without notice. Contact your PMP loan officer for more details.

  • Featured conforming rates are based on a loan amount of $300,000.
  • Featured jumbo rates are based on a loan amount of $500,000.
  • Featured purchase rates are based on a 30-day lock period.
  • Refinance rates are based on a 45-day lock period.
  • Closing costs reflect fees charged by Professional Mortgage Partners of $975. This figure does not include any county, city, or state taxes, or title costs associated with your loan.
  • The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice.
  • Your APR will vary based on your final loan amount and finance charges.
  • All prices must be verified by a Partner, and are subject to change.
  • All prices make some assumptions regarding credit worthiness and down payment.
  • Illinois Residential Mortgage Licensee #5814
               
 
 
 
 
 
 

 

 

 

 

 

 

 

 

 

 

 


The Phalen Mortgage Group is a Division of Professional Mortgage Partners
800 Roosevelt Road, Suite 308 Building B. Glen Ellyn, IL 60137
© Copyright 2006 - 2007 Joe Phalen, Inc.  All rights reserved.    Contact us at 630.390.1206